PayF
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For Card Programs

Stablecoin-funded card networks.

PayF connects card-issuing programs to stablecoin balances. Cardholders spend in fiat at any acceptance point on existing card schemes, with PayF routing the underlying conversion.

Capabilities

What card programs gain.

01

Stablecoin funding source

Card transactions authorize against stablecoin balances routed by the network.

02

Auto-conversion at authorization

Stablecoin to fiat conversion executes within the authorization window through licensed counterparties.

03

Existing acceptance reach

Spend at any Visa, Mastercard, or local scheme acceptance point.

04

Settlement reconciliation

Native ledger entries for card-side and stablecoin-side settlement.

Integration

Connect a card program to the network.

01

Program review

BIN sponsorship, processor, and scheme participation verification.

02

Routing connection

PayF authorization-time routing connection in sandbox.

03

Production card issuance

Live cards funded from stablecoin balances.

Compliance fit

Eligibility requirements.

PayF connects only with card programs operating under licensed BIN sponsorship and scheme participation, with established cardholder KYC and transaction monitoring.

Compliance fit

  • Licensed BIN sponsorship
  • Card scheme participation (Visa, Mastercard, or local)
  • Cardholder KYC and AML controls
  • Authorization-time API performance

Engage as a card program.

Submit an integration inquiry to begin the review.